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AFFORDABLE INDIANA BANKRUPTCY ATTORNEY

We strive to be one of Indianapolis, Indiana’s most affordable bankruptcy offices.   Our fees are definitely on the lower half of the Indiana bankruptcy fee spectrum.

OUR AFFORDABLE INDIANA BANKRUPTCY FEES

Although we must examine each situation on a case by case basis, we try to be as up front about our fees as possible.   Because are fees are lower than many places, it is much to our advantage to be up front with them:

CHAPTER  7: $875 or $975 in most cases, but many times also lower.*

(Some cases we charge $399-$775 because of fixed income or severe economic hardship.  Rarer, very complex cases can exceed $975)

CHAPTER 13: Usually filed $0 Down.*

(Sometimes we charge one month’s payment to our office first in mortgage conduit cases or other cases.   Chapter 13’s legal fees are court-set at $4000, so the Chapter 13 Trustee will usually have to pay those fees – or the amount left on the charge- out of the proceeds of your case if you stay in the case long enough for that to happen).

*NOTE: The Indiana Bankruptcy Court charges $335 to file a Chapter 7 and $310 to file a Chapter 13.   You will also be responsible for paying this court fee in addition in every bankruptcy case. Our office will collect and transfer your court cost payment to the court.

DEBT SETTLEMENT AND OTHER REPRESENTATION:

We usually charge very low comparable fees for debt settlement or other representation. Many times, our client will pay as little as $300-$500 for the settlement of a debt.   Other times, our clients may be $500-$1500 for the settlement of a lawsuit.  We want you to know what to expect before you come in, but these cases are very “custom” and unique.  Please come in for some free legal advice and a no-obligation consultation.

Current Court Costs       Indianapolis Bankruptcy Court

AFFORDABLE OR “CHEAP” BANKRUPTCY ATTORNEY?

Bymaster Bankruptcy Law Office is a VERY affordable Indiana bankruptcy office, but we never want to become a “cheap” Indiana bankruptcy office.  Why?  Because sometimes a bankruptcy in Indiana that is “cheap” IS NOT ALSO  friendly, experienced, and dependable. Sometimes looking for the cheapest option – such as an online option or an option that sounds too good to be true – can be a very bad idea that can end up being much more difficult and costly in the long run.

Therefore, at Bymaster Bankruptcy Law Office, we strive to be a VERY affordable Indianapolis Bankruptcy Attorney option, but we have never strived to be a CHEAP Indianapolis Bankruptcy option.

HOW MUCH DOES BANKRUPTCY COST IN INDIANA?

Most people in Indiana want to find an experienced and dependable bankruptcy Attorney, but many also want to save as much money as possible with the attorney’s fees by finding a cheap bankruptcy attorney.  The approximate average fee that Indianapolis Bankruptcy Attorneys charge for Chapter 7 is about $1200-$1500 for their attorney fee on the case (we are not including the additional $335 court cost in this discussion).

However, many other Indiana and Indianapolis Bankruptcy Attorneys will charge as much as $1800 to $2500 for a “normal” Chapter 7 bankruptcy on the high end of the fee spectrum.   This is definitely NOT an affordable bankruptcy attorney range for Indiana unless your case is very complex.

The more affordable end of the spectrum for Indianapolis bankruptcy lawyers is usually when they charge less than $1000 on attorney fees, ranging at different levels but staying usually at around $750-$1000.   Sometimes, some Indiana Bankruptcy attorneys will charge even less, but usually only on limited pro-bono, charity cases.  These cheap bankruptcy attorneys may only be available in very limited situations such as fixed income charity cases.

I WANT TO KEEP MY INDIANA BANKRUPTCY CHEAP, WHY DO I HAVE TO PAY THE COURT COST?

In addition to attorney fees, there is a court fee of $335 charged by U.S. Bankruptcy Court for Chapter 7 bankruptcy.  If you file a Chapter 13 bankruptcy, the court fee of $310 is charged by the U.S. Bankruptcy Court. We are required by law to collect that fee from you and then pay it to the court.  Even though we want to keep your Indiana bankruptcy case affordable or “cheap,” these fees are required to allow the Federal bankruptcy system to operate.   Without these charges, the assigned bankruptcy trustee, the bankruptcy court, and the judge who signs your discharge of debts – all the administrative expense of bankruptcy – would be no longer possible to continue.

WHY CAN BANKRUPTCY ATTORNEYS NEAR INDIANAPOLIS BE MORE AFFORDABLE THAN THE ONES FARTHER FROM INDIANAPOLIS?

Although it is not universal across the board, many times you can find some more affordable bankruptcy attorneys near Indianapolis than in areas further away from central Indiana.  The reason why many times cheaper Indianapolis-area bankruptcy attorneys can be found is usually because of three reasons: 1) the Indianapolis bankruptcy attorneys are closer to the federal court house for their hearings, 2) certain Indianapolis bankruptcy attorneys sometimes focus on cheaper bankruptcy services because of the larger market, 3) the larger market (more people) allows more specialization which makes bankruptcy cheaper.

Just because an attorney in a small town or area far from Indianapolis charges much more for bankruptcy is not because they are being disagreeable: it simply costs more either in actual or efficiency costs many times for those attorneys to do your case.  You may be able to find a cheaper bankruptcy attorney closer to Indianapolis.

 

Affordable or cheap bankruptcy attorney near Indianapolis, Indiana

 

Affordable bankruptcy attorneys or cheap bankruptcy attorney? Which is better for helping YOUR family. We are located near Indianapolis, Indiana

 

For specific information regarding affordable bankruptcy attorney representation, contact our office at 317-769-2244 to set up a free consultation.