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How Do I Get Started with Bankruptcy?

How to get started with bankruptcy

Indiana Bankruptcy Attorney John Bymaster and his staff know that tough financial situations can be very stressful.  At Bymaster Bankruptcy Law Offices we try to make it easy for you to file a Chapter 13 bankruptcy.  Below is an overview of the steps involved in a Chapter 13 bankruptcy.  Rest assured that our staff will walk you through every step of the way.

Call Bymaster Bankruptcy Law Offices and make an appointment for a free consultation-(317) 769-2244

You will talk to our professional and friendly staff.  We will set an appointment for your come in for a face-to-face meeting with Bankruptcy Attorney John Bymaster.

Attend your free consultation.

You will meet with John Bymaster.  You will explain to him your financial situation.  John will give you free legal advice and help you make a plan.  At the free consultation, we will break down everything into steps to make it easy.  If you decide to file Chapter 13 bankruptcy, John will be able to give you an estimate of your plan payment.

Provide our office with financial documents.

Many times when you file Chapter 13 we will need a few financial documents from you.  These documents will allow us to draft the bankruptcy petition.

Review and sign the bankruptcy petition.

Once we have the financial documents, we will draft your Chapter 13 bankruptcy petition and plan.  You will come in our office.  You will review and sign the bankruptcy petition.

Chapter 13 Bankruptcy is Filed

After you sign the bankruptcy petition, your petition will be filed with the court.  A Chapter 13 trustee will be assigned to your case.  This trustee reviews your case and later makes the payment distributions to your creditors.

Start Paying your Monthly Payments

Your first payment in the Chapter 13 plan will be due before the bankruptcy meeting.  By making this payment before the meeting, the Trustee will see that you are serious about being in the Chapter 13 plan.  This will make it easier for your case to be confirmed.  Make sure to keep making the monthly payments through the life of the plan.

Go to a Meeting

On most Chapter 13 cases you will only have to attend one short meeting with the Trustee.  The Trustee will review your case at the meeting.

Case Confirmation

If the judge believes that you will be able to make the payments for the life of the plan, then your case will be confirmed.

Get your Discharge

Congratulations!  This is the moment you have been waiting for!  At the end of a successful Chapter 13 plan, your debts will be paid and your case will be discharged to eliminate any future responsibility for the debts in your plan.

IF YOU ARE LOOKING FOR AN INDIANA OR INDIANAPOLIS CHAPTER 13 BANKRUPTCY ATTORNEY, CALL US FOR A FREE CONSULTATION: 317-769-2244