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Sometimes you have to get dynamic to achieve anything worthwhile in life. You have to be serious about achieving your financial goals. This can mean taking drastic steps to radically transform your financial life.
We have all heard the common phrase about being “crazy.” The phrase goes like this: it is crazy to keep doing the same things and expect different results. In order to truly apply your “financial overhaul,” you must fully commit to radical changes in your financial life. If fear or other negative emotions prevent you from making these radical changes, then you will see little or no results.
In order to be successful financially, your new life must be based on financial truth. In order to put financial truths into practice, you must commit to the dynamic of “learning and applying.” This may require drastic changes to occur in your life as you apply new financial truths. This is the part that will require you to be dynamic. You must walk on new ground as you make these dynamic life changes.
Being serious requires parting with the old ways of doing things. This can be much more difficult to many people than what you may think. It may be the single most difficult action required to having a successful financial overhaul.
The hard part for most people is parting ways with whatever is holding you back financially. For some people this may be a financed house or car. You may need to sell these items or even allow the creditor to take them back. You will need to do whatever you can to break your previous cycle of bad financial habits.
You may need to start over from the beginning, decreasing your expenses to as low as possible. Then you can focus on your financial education and growth. Believe me, do not dread it or be afraid! It can be fun! Your stress will likely reduce. You will see yourself slowly become both financially successful and responsible. It will be worth the sacrifice.
Financial obligations are not the only problem: you must also part ways with bad financial habits. Bad financial habits are deeply ingrained in most of us. Using loans and credit for personal uses are some of the worst financial habits. Most people think nothing about getting a mortgage or car loan, yet these are very practices that cripple people financially. Most people want the quick, easy route to achieving their financial goals. This “quick and easy” mentality is the root of most bad financial habits. This root mentality of the “quick and easy” must be forever rejected in your lives.
If you take the “quick and easy” path with finances, you will never acquire financial knowledge or apply it. If you are patient and disciplined, you will be rewarded with ten-fold more financial blessings than if you always take the “quick and easy” way of getting what you want.
Some habits such as addictions or “morality” issues die much harder than the more basic bad financial patterns. If you are plagued with an addiction or other life-destroying vice in life, you need to seek help from your minister, a counselor, or faithful friends. These people can help you make a plan of action and keep you accountable. These people can help you deal with the deeper heart and truth issues that can prevent you from achieving financial success in life. If these people you seek out cannot help you, they will likely help you find someone who can. Be honest and accountable. Seek help humbly and you will likely find it! After getting help, you will have a better foundation to start building your new financial life.
A complete financial “overhaul” will not happen without serious commitment to dynamic change. If you truly want a new, better financial life, then you must cast off your old ways of thinking. The old financial ways in your life must become repulsive to you . . . they are actually working against you! Putting into practice financial truth will radically transform your life. It is a radical life decision that you will never regret.
QUIZ 4 – Get Dynamic! Get Serious!
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