• January 15, 2025

    Will Filing Chapter 13 Stop a Property Tax...

    Will Filing Chapter 13 Stop a Property Tax Sale? Filing Chapter 13 will stop a property tax sale on real estate in most situations.  The Chapter 13 case should always be filed early.  Also, a solid budget must also be presented for repaying the back taxes.  The bankruptcy court will then cancel the tax sale […]

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  • December 11, 2024

    How to Spend Down Money before Bankruptcy

    How to Spend Down Money before Bankruptcy Excess money is usually taken to pay back creditors during Chapter 7 bankruptcy.  This includes all forms of money whether in bank accounts, cash, incoming amounts, or most other forms.  Therefore, it is important to know how to spend down money before filing for bankruptcy.  Some things you […]

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  • November 13, 2024

    Motion to Incur New Debt

    Motion to Incur New Debt In Chapter 13, getting new debts is not allowed.  The purpose of Chapter 13 is to get out of debt.  The court wants you to stay that way. Still, sometimes the need for a new debt can arise in Chapter 13.  For instance, sometimes there is the need for a […]

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  • October 9, 2024

    Modify Chapter 13 to Make Payments Lower

    Modify Chapter 13 to Make Payments Lower Your attorney can modify your Chapter 13 Plan to make your payments lower.  This is done by a motion to modify that is filed with the court.  Your Chapter 13 plan can be modified to lower payments only in certain situations.   These situations include drops of income, increased […]

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  • September 11, 2024

    One Year Short Chapter 13 Plans

    One-Year Short Chapter 13 Plans Shorter one-year Chapter 13 plans can take care of debts more quickly in certain, limited circumstances.   Usually Chapter 13 cases will take three to five years to complete due to bankruptcy code requirements.  However, if you choose to repay all your debts, you can pay them back much more quickly […]

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  • August 23, 2024

    Chapter 13 Without a Discharge

    Chapter 13 Without a Discharge Is it possible to file a Chapter 13 without a discharge of debts?   Yes, it is possible to file a Chapter 13 bankruptcy without getting a discharge of debts at the end of the case.  This happens when a Chapter 13 case is filed too soon after filing a Chapter […]

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  • June 12, 2024

    Will I Lose My Injury Settlement in Bankruptcy?

    Will I Lose My Injury Settlement in Bankruptcy? You are afraid you will lose your  injury settlement in bankruptcy.  You filed for bankruptcy and now the trustee is holding your settlement as an asset.   Will you get any of this money back?  Unfortunately, it is very possible to lose your whole injury settlement in bankruptcy.  […]

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  • May 15, 2024

    Questions Asked at a Bankruptcy Meeting of Creditors

    Questions Asked at a Bankruptcy Meeting of Creditors Are you wondering what are all the questions asked at the Bankruptcy Meeting of Creditors?   A simple answer is that all the questions are extremely simple.  You will understand each question.  In fact, they are much easier than all the questions that you answered for your bankruptcy […]

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  • April 17, 2024

    Can I Keep My Sports Car in Bankruptcy?

    Can I Keep My Sports Car in Bankruptcy? Many people fear losing their sports car in bankruptcy.  Sports cars in bankruptcy can usually be kept.  However, the car you are keeping must usually be reasonable and affordable.   It is important to also check your state’s bankruptcy exemptions. Paid-In-Full Sports Car in Bankruptcy If your sports […]

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  • March 13, 2024

    Bankruptcy Low Prices

    Bankruptcy Low Prices Bankruptcy low prices can be hard to find if they are the real deal.   By saying “real deal,” most people still want a high quality bankruptcy with a good attorney.  The internet promises impossibly low discount rates.  Still, some bankruptcy low prices are real and you still get an experienced attorney.  Others, […]

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