• February 13, 2019

    Valentine’s Day on a Budget

    Like most Americans, you may find yourself on a budget during the Valentine’s Day season. You either may not have the extra money to spend or you are being responsible by staying on your budget. Stay romantic and do not worry! Doing Valentine’s Day on a budget will make a memorable experience that will far […]

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  • December 19, 2018

    What Happens In Bankruptcy?

    What actually happens during bankruptcy is the release (or total forgiveness) of your debts. To get this release, you must provide some financial documents and official government paperwork to formally request that your debts be forgiven. After the full bankruptcy process is completed, you will receive a “discharge” that permanently eliminates your debt. Providing Paperwork […]

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  • December 13, 2018


    What are clear signs that you need to file for bankruptcy? This question can be answered by in a few basic ways.  There are three basic signs that strongly indicate that bankruptcy is something that you may want to consider. Sign #1: Staying in the Same Place or Worse for Years Are your finances currently […]

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  • November 14, 2018

    Cause of Bankruptcy

    The Number One Cause of Bankruptcy: Lack of Financial Knowledge You can always trace back an immediate cause for bankruptcy. Ultimately, the number one cause of bankruptcy is lack of financial knowledge. Without adequate financial understanding, you can easily set up your life in a way that leads to bankruptcy. There are, however, three basic […]

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  • October 26, 2018


    “Love” credit purchases frequently end up in bankruptcy. When love comes into the equation, emotions drive financial decisions instead of the facts. Below are three common “love” credit situations that commonly caused bankruptcy. Big Gifts to Show Big Love Big gifts can easily lead to a big bankruptcy. Still, all the time, expensive gifts are […]

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  • October 12, 2018


    Children can be expensive. They can be especially expensive when you do not know when to quit with the gift giving. Parents need to learn how to say “no” and stick to it.  Spoiling children with expensive gifts can eventually lead to bankruptcy. Bankruptcy Can Start with Santa Excessive gift-giving during Christmas starts a bad […]

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  • September 28, 2018


    Emotional decisions can lead to overspending. If emotional overspending goes too far, it frequently leads to bankruptcy. Overspending can be especially common around the holidays when people desire to give gifts to their loved ones.   Below are three common emotion-based decisions that can lead to bankruptcy. Excessive Holiday Gifts Can Lead to Bankruptcy The holidays […]

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  • September 14, 2018

    Anson Indiana Bankruptcy

    Anson Indiana Bankruptcy Cases: New Development Not Spared Being an attorney near the Anson Indiana development, I have observed that the area has not been spared from the need to file bankruptcy.  Anson Indiana was one of the largest and boldest planned-unit developments in the United States.   It has survived the recession and continues to […]

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  • August 31, 2018

    Millennial Bankruptcy

    Millennial bankruptcy is now rising in numbers.  Members of this generation are now reaching their 20’s to mid 30’s.  By this age, they easily have had sufficient time to build up impossible debt situations. The future outlook for millennial bankruptcy appears strong and on the rise.  Millennial bankruptcy could be attributed to a new viewpoint common […]

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  • July 11, 2018

    Tax Penalties and Bankruptcy

    Many clients have asked about tax penalties and bankruptcy.  Tax penalties are a difficult burden.  You usually receive tax penalties after an IRS or State Revenue audit or review.  In such as situation, you are usually forced not only to pay the newly assessed tax but also the tax penalty for not following the taxing […]

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