• November 10, 2021

    How to Use Indiana Bankruptcy Exemptions

    The Basic Indiana Bankruptcy Exemptions Indiana’s bankruptcy exemptions protect your property when you file bankruptcy.  If you properly claim Indiana’s exemptions, you will not lose property in your bankruptcy case.   Knowing how to correctly use Indiana’s bankruptcy exemptions is very important. The basic Indiana bankruptcy exemptions are simple.  You can protect four following things (assets): […]

    Read More

  • October 27, 2021

    Post COVID-19 Bankruptcy Boom

    Will There Be a Post COVID-19 Bankruptcy Boom? The average U.S. household debt loads are now higher than ever in the past.  The COVID-19 pandemic has also created mass economic disruption.  Jobs have been lost and interrupted.  Mortgage defaults are higher than any time in the last 10 years.   A post COVID-19 bankruptcy boom could […]

    Read More

  • October 13, 2021

    How to Keep Your Paid-In-Full House in Bankruptcy

    You can frequently keep your paid-in-full house in bankruptcy.   However, you may be forced to file a Chapter 13 repayment plan instead of Chapter 7 in some states.  In other states, you may have a high enough residence “exemption” to simply file for Chapter 7.  This residence “exemption” in bankruptcy protects your house and allows […]

    Read More

  • September 29, 2021

    Leaving House Outside Bankruptcy

    Can I Leave My House Outside of the Bankruptcy? You need to file bankruptcy soon.  You are worried about losing your house.  Can you leave your house outside of bankruptcy?   Generally, the answer to this is “yes.”   You can many times “leave your house outside bankruptcy,” but you will still need to list it in […]

    Read More

  • September 15, 2021

    Fresh Start Through Bankruptcy Act 2021

    What are the Changes? The bill called the “Fresh Start Through Bankruptcy Act of 2021” is now being discussed in Congress.  It proposes a change to the bankruptcy law that will now allow the discharge of student loans after 10 years.  The Act also has the stated goal of holding educational institutions more accountable.  Congress […]

    Read More

  • September 1, 2021

    When will Indiana COVID-19 Unemployment Payments Stop?

    Indiana COVID-19 unemployment payments are currently scheduled to stop when the federal program ends in September 2021.  Will the payments really stop or will they continue?  It all depends on whether more Federal aid is extended by Congress.  An extension of aid, however, appears unlikely. The $300 Extra Indiana COVID-19 Unemployment Stops in September Currently, […]

    Read More

  • August 18, 2021

    Why the Fresh Start Through Bankruptcy Act 2021?

    Congress has proposed a new bill that will make student loan debts dischargeable after 10 years.  This bill is called the “Fresh Start Through Bankruptcy Act of 2021.”  This new bill has been much anticipated. The student loan crisis was frequently discussed during and after the last federal election.   The concept behind the bill also […]

    Read More

  • August 4, 2021

    Pandemic Unemployment

    Pandemic Unemployment – Going Against Indiana “Norms” Some of the largest unemployment grants in Indiana history have been awarded during the COVID-19 pandemic.   With these grants, have come large changes to how Indiana handles their unemployment claims.   Whether these changes are official or have come about only in practice, Indiana has been much more lenient […]

    Read More

  • July 21, 2021

    Social Security Overpayments and Bankruptcy

    Can You File Bankruptcy on a Social Security Overpayment? Can you discharge an overpayment of social security benefits in bankruptcy?  The answer to this question is generally “yes.”  You can discharge social security overpayments in bankruptcy.  Therefore, in many cases, it would be advisable to file for bankruptcy relief especially if there are also other […]

    Read More

  • July 18, 2021

    Are IRA Retirement Annuities Safe in Bankruptcy?

    Are IRA Retirement Annuities Safe in Bankruptcy? Generally, private annuities are not safe in bankruptcy.  In fact, they attract a lot of attention in bankruptcy cases because of their “non-exempt” status.   However, in Indiana and the majority of other states, private annuities held in a tax-exempt, tax-deferred retirement account such as an IRA can be […]

    Read More

 

FREE Consultation – Get Debt Free!

Fill out the form below or Call (317) 769-2244 Today!