October 5, 2022
Indiana Collection Laws
Understanding Indiana collection laws can be a powerful way to protect yourself from aggressive creditors. Indiana’s collection laws are very simple to understand for the most part. Once you understand them, you will know when a creditor has went too far. Sometimes your legal rights and protections can be violated. You can even sue creditors […]
September 21, 2022
Stopping Collection Calls in Indiana
Collection calls can be a horrible experience. Sometimes the creditors never stop calling. Other times they even call you at work. In Indiana, you can stop collection creditors from calling you in Indiana in five main ways. Notify Creditors in Writing to Stop Calling First, you can notify creditors in writing to stop contacting you. […]
September 16, 2022
Indianapolis Best Bankruptcy Attorney
It can be a challenge to find the best bankruptcy attorney in Indianapolis for your particular situation. The bankruptcy attorney best for you may differ depending on your desire. Finding Indianapolis’s best bankruptcy attorneys may come down to price, experience, or the type of case you want to file. Indianapolis Bankruptcy Attorney Best Price The […]
September 7, 2022
Chapter 13 Perfectly Repairs Tax Debt
Chapter 13 can be used perfectly to repair a tax debt situation. When you file your Chapter 13, the IRS and your state revenue office will get their files in order. You can sort out and pay back tax debt quickly and easily through Chapter 13. You and your assets will also be fully protected […]
August 31, 2022
Indiana’s Current Bankruptcy Exemptions
Indiana put new bankruptcy exemptions into effect on March 1, 2022. These new, updated bankruptcy exemptions added approximately a 15% increase to Indiana’s core bankruptcy exemptions. This includes Indiana’s residence exemption, the other real estate, and tangibles, and the cash or “intangibles” exemption. What are the Increased Indiana Exemptions? Residence Exemption Increase from $19,300 to […]
August 24, 2022
Indiana Repossession Law
The Indiana repossession law can help you protect your car from being repossessed. You can legally protect your vehicle, keeping you and your car on the road. It is also important to know the repossession laws well enough to even get your vehicle back in Indiana in the event it actually does get repossessed. Indiana […]
August 3, 2022
Chapter 13 as a Home Equity Loan?
Chapter 13 can serve the same purpose as a home equity loan. If you are unable to get a home equity loan or refinance, you can use Chapter 13 instead to achieve nearly identical goals. The only restriction is that the “loan” (the case) would need to be paid back within 5 years. Chapter 13 […]
July 20, 2022
Chapter 13 is On the Rise In Indiana
Chapter 13 cases are on the rise in Indiana. Many of these cases are on the rise proportionally only. The ratio of Chapter 13 versus Chapter 7 is much higher than normal. Chapter 13 cases are especially being filed due to the increase in home values. Indiana Chapter 13 on the Rise Due to Home […]
July 6, 2022
Do Indianapolis Chapter 13 Require Wage Assignments?
In Indianapolis, the Chapter 13 trustee always recommends a wage assignment. The wage assignment automatically takes out your payment in your Chapter 13 case from your paycheck. It is very similar to a garnishment except for it pays all of your creditors through Chapter 13. Near Indianapolis, Chapter 13 wage assignments are not required. They […]
June 22, 2022
Chapter 13 Pays Your Mortgage Payment in Indiana
Did you know that Chapter 13 pays your mortgage payment in Indiana? If your mortgage payment is behind, you can pay your mortgage payment through Chapter 13. You will be able to force the mortgage company to start taking your payment again. You can also pay the mortgage and any behind amount right through the […]
