August 19, 2020
Boats & Bankruptcy: Can I Keep My Boat in Bankruptcy? A lot of people have asked the boats and bankruptcy question over the years. You can usually keep your boat during your bankruptcy case. Boats, however, are usually considered non-essential items in bankruptcy. Because they are considered non-essential in bankruptcy, certain factors may play into […]
July 9, 2020
Expenses have remained high during COVID-19. Car and house payments are behind for many people who are facing reduced income. Should you withdraw money from your 401k during COVID-19? Generally, you should not withdraw from your 401k, but it may be wise for certain situations. COVID-19 is an Economic Hardship that Allows 401k Withdraw […]
April 8, 2020
Should You Use Retirement Savings to Pay Off Debt? Using retirement savings to pay off debts is usually allowed by most 401k or IRA providers in an especially bad debt situation. Is it wise to use retirement savings to pay off debts? The answer to this is usually “no.” It is generally a very bad […]
March 25, 2020
When Can I Consider Refiling bankruptcy in Indiana? Thinking about refiling bankruptcy in Indiana? Many people in Indiana find themselves needing to refile for bankruptcy. Do not be worried. You are not alone! Indiana people frequently refile for bankruptcy. If you need to file bankruptcy again, you almost certainly will be able to file […]
March 11, 2020
Debt collectors should not be able to call after bankruptcy. Debt collectors who continue to call after bankruptcy are in direct violation of the bankruptcy code. You have powerful options to shut the creditor down and even receive money for damages. Debt Collectors Cannot Violate the “Discharge” If you had a debt listed in your […]
February 26, 2020
Debts are frequently sold to a collection agency. Having your debt held by a collection agency can be a much worse position than just owing to the original creditor. Understanding how debts are sold to a collection agency can greatly increase your credit-related knowledge. It will also help you understand how debts are collected. Concepts […]
February 12, 2020
Depending on your situation, bankruptcy can affect the amount of back rent you owe in different ways. It can sometimes be completely discharged through bankruptcy and go away forever with the rest of your debts. Other times, the bankruptcy case may have very little effect on your situation. Understanding back rent and bankruptcy can help […]
February 5, 2020
Indiana home values are surging even at higher amounts generally than the rest of the nation. These home values increasing usually do not slow down the volume of Indiana bankruptcies filed. In fact, sometimes the increase in value can cause more bankruptcy. With Indiana home values on the rise, Hoosiers will also be faced with […]
January 29, 2020
Lien removal in Indiana can be a confusing process. Some liens in Indiana get put on homes through lawsuit judgments. Other liens can come on a property through tax debt or child support arrears. Liens can be removed from a property in Indiana only through a few methods. Indiana Lien Removal: Paying It Off […]
August 28, 2019
Can you declare bankruptcy online? The answer is “yes” at least to some extent. You can do most of the process online even if you are declaring bankruptcy directly without an attorney. You can do this by reaching the forms and researching the locaton (which federal court office) in which you must declare your bankruptcy. […]
