July 15, 2026
You can use a Chapter 13 case to pay your car in the plan. This can help you get up-to-date on your payments. It can also lower your payments sometimes. You must always have insurance during your case. An automobile creditor can stop a chapter 13 case if you do not have insurance. https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics How […]
April 14, 2026
Chapter 7 is an extremely powerful way of dealing with debt. Can it shut down a divorce settlement agreement? Generally, the answer is “no.” However, Chapter 7 can sometimes shut down or prevent the execution of some property settlement agreements. The Discharge May not Apply to Such Agreements The discharge in Chapter 7 has been […]
March 17, 2026
It is generally safe to not pay student loans during Chapter 13. You can always attempt to stop paying student loans during Chapter 13. It usually works because the student loan companies keep their loans in the protected Chapter 13 status. They will not usually attempt collection. Although it is generally “safe” to try to […]
January 13, 2026
Chapter 13 is a powerful tool for reorganizing debt. Can Chapter 13 stop high student loan payments? Generally, the answer is yes. Chapter 13 can be a powerful tool for either stopping or suspending high student loans payments. Chapter 13 Consolidates Debt Payments The purpose of Chapter 13 is to consolidate (put into one payment) […]
September 7, 2022
Chapter 13 can be used perfectly to repair a tax debt situation. When you file your Chapter 13, the IRS and your state revenue office will get their files in order. You can sort out and pay back tax debt quickly and easily through Chapter 13. You and your assets will also be fully protected […]
August 24, 2022
The Indiana repossession law can help you protect your car from being repossessed. You can legally protect your vehicle, keeping you and your car on the road. It is also important to know the repossession laws well enough to even get your vehicle back in Indiana in the event it actually does get repossessed. Indiana […]
August 3, 2022
Chapter 13 can serve the same purpose as a home equity loan. If you are unable to get a home equity loan or refinance, you can use Chapter 13 instead to achieve nearly identical goals. The only restriction is that the “loan” (the case) would need to be paid back within 5 years. Chapter 13 […]
July 20, 2022
Chapter 13 cases are on the rise in Indiana. Many of these cases are on the rise proportionally only. The ratio of Chapter 13 versus Chapter 7 is much higher than normal. Chapter 13 cases are especially being filed due to the increase in home values. Indiana Chapter 13 on the Rise Due to Home […]
July 6, 2022
In Indianapolis, the Chapter 13 trustee always recommends a wage assignment. The wage assignment automatically takes out your payment in your Chapter 13 case from your paycheck. It is very similar to a garnishment except for it pays all of your creditors through Chapter 13. Near Indianapolis, Chapter 13 wage assignments are not required. They […]
June 22, 2022
Did you know that Chapter 13 pays your mortgage payment in Indiana? If your mortgage payment is behind, you can pay your mortgage payment through Chapter 13. You will be able to force the mortgage company to start taking your payment again. You can also pay the mortgage and any behind amount right through the […]
