May 25, 2022
With inflation and interest rates on the rise, it is a better time than usual to file Chapter 13. Chapter 13 is good to file when interest rates are on the rise. It will lock your rates at a low, set amount. Many times, you will not be forced to pay all your debt back. […]
May 11, 2022
Chapter 7 Bankruptcy can allow you to never pay your car loan ever again. You could then have a paid-in-full car, right? Unfortunately, this is not allowed in most cases. In most cases, you will need to keep paying your car loan after bankruptcy in order to keep the car. That is the default in […]
April 27, 2022
Student Loans through Chapter 13 Bankruptcy Student loans always seem to have a special status with the law and courts. The same applies to Chapter 13. Student loans can be treated in different ways in most Chapter 13 cases. You may even be able to pay your student loans through Chapter 13. Student Loans are […]
February 9, 2022
How Can I Become Eligible for Chapter 7 if I Make too Much Income? Some people simply make too much money to be eligible for Chapter 7. These people are sometimes stuck in a Chapter 13 scenario that they simply cannot afford. If you make too much income for Chapter 7, you do not necessarily […]
November 10, 2021
The Basic Indiana Bankruptcy Exemptions Indiana’s bankruptcy exemptions protect your property when you file bankruptcy. If you properly claim Indiana’s exemptions, you will not lose property in your bankruptcy case. Knowing how to correctly use Indiana’s bankruptcy exemptions is very important. The basic Indiana bankruptcy exemptions are simple. You can protect four following things (assets): […]
September 29, 2021
Can I Leave My House Outside of the Bankruptcy? You need to file bankruptcy soon. You are worried about losing your house. Can you leave your house outside of bankruptcy? Generally, the answer to this is “yes.” You can many times “leave your house outside bankruptcy,” but you will still need to list it in […]
September 1, 2021
Indiana COVID-19 unemployment payments are currently scheduled to stop when the federal program ends in September 2021. Will the payments really stop or will they continue? It all depends on whether more Federal aid is extended by Congress. An extension of aid, however, appears unlikely. The $300 Extra Indiana COVID-19 Unemployment Stops in September Currently, […]
August 18, 2021
Congress has proposed a new bill that will make student loan debts dischargeable after 10 years. This bill is called the “Fresh Start Through Bankruptcy Act of 2021.” This new bill has been much anticipated. The student loan crisis was frequently discussed during and after the last federal election. The concept behind the bill also […]
August 4, 2021
Pandemic Unemployment – Going Against Indiana “Norms” Some of the largest unemployment grants in Indiana history have been awarded during the COVID-19 pandemic. With these grants, have come large changes to how Indiana handles their unemployment claims. Whether these changes are official or have come about only in practice, Indiana has been much more lenient […]
July 21, 2021
Can You File Bankruptcy on a Social Security Overpayment? Can you discharge an overpayment of social security benefits in bankruptcy? The answer to this question is generally “yes.” You can discharge social security overpayments in bankruptcy. Therefore, in many cases, it would be advisable to file for bankruptcy relief especially if there are also other […]
