INDIANAPOLIS CHAPTER 13 LAWYERS

FILING CHAPTER 13 BANKRUPTCY IN INDIANAPOLIS

At Bymaster Bankruptcy Law Offices we have many Indianapolis area clients ask, “How do you file for Chapter 13 Bankruptcy?”  Indianapolis Chapter 13 Bankruptcy Attorney John Bymaster has helped many clients over the years.

Chapter 13 bankruptcy is designed for people with regular income. It allows you to use your income to make a custom plan to repay all or part of your debts. Chapter 13 repayment plans can be a powerful tool to reorganize your debt.

The Chapter 13 plan is a “bullet-proof” consolidation of your debts. All creditors will be FORCED to take payments under the Chapter 13 code. This allows you to keep your property and make payments on all of your debts. Creditors will not be able to communicate with you or further harass you.

Filing Chapter 13 can also be a powerful because you can file it when you have too many assets or too much income to file under Chapter 7. In Chapter 13, you agree to a monthly payment plan that addresses all of your debts. Depending on your income, the payment plan will pay off your debt in three to five years.

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Chapter 13 isn’t for everyone. Because the payment plan would require you to use your income to pay the monthly payment, you are required to prove to the Bankruptcy Court that you can make the monthly payment. If you income is inconsistent or too low, then the court may be skeptical if you can carry out your Chapter 13 bankruptcy.Chapter 13 bankruptcy should be filed with an experienced office like Bymaster Bankruptcy Law Offices. Indiana Bankruptcy Attorney John Bymaster is very experienced in Chapter 13 bankruptcy. By scheduling a free consultation, you will be able to sit down with John. He will be able to present you with the best options. If that includes Chapter 13 bankruptcy, John will be able to give you an idea of how much your monthly payment would be at the free consultation.

Find out more about Chapter 13 Bankruptcy by clicking on the the links below.

“We serve all of indiana, especially the greater indianapolis area. We are located northwest of indianapolis.”

– John Bymaster an Indianapolis Chapter 7 Bankruptcy Attorney

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