Bankruptcy Questions with Attorney Bymaster

Keeping Work Tools in Bankruptcy
Can you keep your work tools in bankruptcy?  Yes, work tools in bankruptcy - you can protect them in Chapter ...
Zoom Bankruptcy Meeting of Creditors
Zoom Bankruptcy Meeting of Creditor Under Section 341 Zoom is emerging as the new standard for use in bankruptcy filings.  ...
Eviction Notice Bankruptcy
Sometimes eviction cases do not disappear after filing for bankruptcy.  Although bankruptcy is supposed to clear your credit, eviction cases ...
Debt Consolidation is a scam
Is Debt Consolidation a Scam? Debt consolidation companies claim to help people pay off their debts while maintaining their credit ...
cryptocurrency and bankruptcy
Do I Have to List Crypto Currency in Bankruptcy? Cryptocurrency has become an increasingly popular and profitable investment over the ...
John and Natalie Bymaster's dog Jonah.
Why Do I Have to List My Pets on the Bankruptcy Petition? Do not be worried.  You will almost certainly ...
Stop Wage Garnishment with bankruptcy
Can bankruptcy stop wage garnishment? Having your wages garnished can be a stressful and overwhelming experience. It can feel like ...
Self-Repossessing Car and Bankruptcy
Repossession is a scary process that can be hard to avoid. But what if your car could repossess itself? That's ...
Behind on House on Contract
I am behind on payments for my house on contract. What are my options? Are you struggling to keep up ...
Can Someone Else Pay for My Bankruptcy
Can A Friend or Relative Pay for My Bankruptcy? Filing for bankruptcy can be difficult, and the financial implications of ...
Identity Theft and Bankruptcy
Bankruptcy and Identity Theft: What You Need to Know It's a scary thought.   Someone out there has your personal information.  ...
Bankruptcy Experience
Filing bankruptcy can be intimidating.  I have had clients tell me that they were afraid to take the appropriate steps ...
Indiana Foreclosure Timeline Info
Indiana has a foreclosure timeline that is followed in almost all foreclosure cases.  Understanding this timeline can help you plan ...
Indiana Collection Law FDCPA
Understanding Indiana collection laws can be a powerful way to protect yourself from aggressive creditors.    Indiana’s collection laws are very ...
Indiana Repossession Law
The Indiana repossession law can help you protect your car from being repossessed.  You can legally protect your vehicle, keeping ...
Student Loans in Chapter 13 Plan
Student Loans through Chapter 13 Bankruptcy Student loans always seem to have a special status with the law and courts.  ...
Auto Loan and Bankruptcy
Can I Get Rid of an Auto Loan and Keep My Car in Bankruptcy? You usually surrender a car in ...
Tiny Houses and Bankruptcy
Getting a Paid-in-Full Tiny House and Filing for Bankruptcy? The growing phenomenon of “tiny houses” is even reaching the realm ...
You can frequently keep your paid-in-full house in bankruptcy.   However, you may be forced to file a Chapter 13 repayment ...
Home Equity Loan Instead of Bankruptcy
Home equity loans can be a powerful tool for getting out of high-interest credit card debt. Should you get a ...
Debts Not Listed on Credit Reports in Indiana
Certain debts are not listed on credit reports in Indiana. In fact, these debts will never show up usually in ...
Zombie Mortgages
Zombie mortgages are a new trend showing up in bankruptcy.  Zombie mortgages are second mortgages that a debtor mistakenly believes ...
Household size in bankruptcy
The household size in bankruptcy is determined by how many people are living with you.  In bankruptcy, the number in ...
Can I Purchase a Car with My Tax Refund before filing bankruptcy?
Can I Use My Tax Refund to Buy a Car Before Bankruptcy? You can use your tax refund to buy ...
COVID-19 Medical Bills and Bankruptcy
Filing Bankruptcy on COVID-19 Medical Bills Medical bills for a hospital stay can come back in the tens of thousands.   ...
Can I File Bankruptcy On Store Credit Card After Christmas? Christmas is a time of giving, but it can also ...
Storage Unit and Bankruptcy
What Happens to my Storage Unit in Bankruptcy? If you have a storage unit, you may need to know a ...
How long is my Chapter 12 payment plan?
What Determines How Many Months are in a Chapter 13 Plan? What exactly determines how much will be the amount ...
Boats and Bankruptcy
Boats & Bankruptcy: Can I Keep My Boat in Bankruptcy? A lot of people have asked the boats and bankruptcy ...
401k Withdraw Covid-19
Expenses have remained high during COVID-19.  Car and house payments are behind for many people who are facing reduced income.   ...
Using Retirement Savings to Pay off Debt
Should You Use Retirement Savings to Pay Off Debt? Using retirement savings to pay off debts is usually allowed by ...
Refiling Bankruptcy
When Can I Consider Refiling bankruptcy in Indiana? Thinking about refiling bankruptcy in Indiana? Many people in Indiana find themselves ...
List of Creditors - Bankruptcy
Debt collectors should not be able to call after bankruptcy.  Debt collectors who continue to call after bankruptcy are in ...
Debts Sold to Collection Agency
Debts are frequently sold to a collection agency.  Having your debt held by a collection agency can be a much ...
Back Rent and Bankruptcy
Depending on your situation, bankruptcy can affect the amount of back rent you owe in different ways.  It can sometimes ...
Indiana Homes Values and Bankruptcy
Indiana home values are surging even at higher amounts generally than the rest of the nation. These home values increasing ...
Lien Removal in Indiana
Lien removal in Indiana can be a confusing process.   Some liens in Indiana get put on homes through lawsuit ...
Online Bankruptcy
Can you declare bankruptcy online? The answer is "yes" at least to some extent. You can do most of the ...
Declare Bankruptcy
Want to declare bankrputcy? You declare bankruptcy to eliminate all of your debts. Before you declare bankruptcy, it is important ...
Indianapolis Bankruptcy Attorney John Bymaster discusses Bankruptcy mailers or flyers
Overloaded by Mail Flyers for Bankruptcy Bankruptcy attorney mailers have become increasingly popular in the last couple of years. You ...
fish tanks concert tickets and bankruptcy
Fishtanks and concert trips – how can these things have anything to do with bankruptcy? The answer actually is they ...
image of man frustrated because bankruptcy costs so much
I hear the same question frequently: why does Chapter 11 bankruptcy cost so much? Chapter 11 bankruptcy always costs much ...
Image depicting What happens in bankruptcy
What actually happens during bankruptcy is the release (or total forgiveness) of your debts. To get this release, you must ...
What are clear signs that you need to file for bankruptcy? This question can be answered by in a few ...
Number One Cause of Bankruptcy: Lack of Financial Knowledge
The Number One Cause of Bankruptcy: Lack of Financial Knowledge You can always trace back an immediate cause for bankruptcy ...
Millionaire Bankruptcy
Millionaires - Why Do They File For Bankruptcy? Millionaires file for bankruptcy due to the simplest reason: numbers.  They are ...
When is the right time to file bankruptcy?
When Is the Right Time to File Bankruptcy? Timing can mean everything in life. Bankruptcy is no exception. When is ...
What happens to the debts of someone who has passed away?
What Happens to Someone’s Debts When They Pass Away? When a loved one passes away, it can be difficult for ...
A wage garnishment on your paycheck can come after receiving a judgment during a lawsuit.   This wage garnishment can damage ...
If you have only recently moved to Indiana, you can still file bankruptcy within the state of Indiana. You do ...
Many people fear that a bankruptcy trustee will search their house or apartment during bankruptcy.  Many believe that a cataloging ...
What happens if you default on your credit cards?
Credit card balances can increase in size easily.  The monthly payments can quickly become impossible to pay.   What happens if ...
In Indiana, loans are generally capped at a maximum interest rate.  Under new legislation, most loans under $50,000 are only ...
Image illustrating bankruptcy exemptions
Sometimes a married couple may not be equally burdened with debts.  Most or all of the marital debts may only ...
The bankruptcy meeting, sometimes called "the meeting of creditors" is an administrative hearing that requires the respect and timeliness of ...
Getting married can be one of the greatest blessings in life. However, it can sometimes create a negative effect on ...
Bankruptcy Internet Advice
With the Internet being so readily available, many turn to the Internet for bankruptcy advice. Be careful.  Bankruptcy advice can ...
We are frequently ask if a Chapter 7 bankruptcy stops the sheriff sale. The answer to this question is "yes." ...
Open bible
Did you know that God supports debt forgiveness? The Bible lays out a formula for the full forgiveness of debts ...
Your car has been repossessed without notice. How do you get your belongings back? Have you lost the items that ...
Owning Too much Property
A lien on a home title can become a problem if the creditor attempts to collect or you desire to ...
What happens to the cosigner in bankruptcy?
Many times our clients as us, "What happens to a cosigner in bankruptcy?"  If more than one person “signs” on ...
If you have an IRA, 401k, or any other tax-exempt, tax-deferred retirement account, your retirement accounts are almost always 100% ...
Priority debts are certain debts that take a “higher” priority than other debts during a bankruptcy.  These “priority” debts will ...
Indianapolis Bankruptcy Attorney John Bymaster will be by your side during your bankruptcy meeting.
I have frequently been asked, “Will you be coming with me to the Bankruptcy Meeting?”  I have also been asked ...
Indianapolis Federal Bankruptcy Court
Due to either job requirements or sometimes health restrictions, we are frequently asked whether both spouses are required to attend ...
I have been sued - what should I do now?
If you have been sued in a collections lawsuit, you need to act quickly.  Collections suits are filed in order ...
What is the Best Bankruptcy Advice Ever?  The best bankruptcy advice is extremely simple: only take bankruptcy advice from a ...
Image depicting a frozen bank account
What can you do if your bank account is frozen?   A frozen bank account can be a very stressful ...
What is an adversary complaint in bankruptcy?
Many times our clients ask us, "What is an adversary complaint in bankruptcy?"  An Adversary Case (in a bankruptcy proceeding) ...
Can your discharge of debt be revoked in bankruptcy?
Many of our clients ask, "Can your discharge of Debt Be Revoked in Bankruptcy?"  If you do not comply with ...
What Does Automatic Stay mean? The "automatic stay" in bankruptcy can be described like an invisible shield that instantly protects ...
Image of Bankruptcy Petition
Indianapolis Bankruptcy Attorney Explains "Bankruptcy Rejection" Can My Bankruptcy Be Rejected or Turn Down? - Practicing Bankruptcy Law near Indianapolis, ...
Photo of gavel
Indianapolis Chapter 7 Bankruptcy Attorney Explains the Role of a Bankruptcy Trustee Who is This Bankruptcy Trustee? Many times I ...
Photo of home and cars
What Do You Mean? You Included My House and Car in the Bankruptcy?  Our clients frequently request that we do ...
Credit Cards with words such as electronics, clothing, furniture and appliances
Many times our clients ask, "Will I lose everything I bought with credit cards when I file for bankruptcy?"  The ...
Couple stressed out and holding up a help sign
At our Central Indiana bankruptcy office, many of our clients set up a free consultation because they have a sheriff ...
John Bymaster and Natalie Bymaster
The 1099 and Bankruptcy - Indiana Questions Indiana bankruptcy attorney, John Bymaster, discusses 1099s and bankruptcy.  This time of year ...

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