Kokomo Bankruptcy Attorney – Indiana
Our founder, John Bymaster, has served as a Kokomo bankruptcy attorney for 15 years. He has helped Kokomo clients get out of debt very affordably and with an easy-to-use process. We use our in-person and virtual office all the time to help Kokomo residents file for bankruptcy.
At Bymaster Bankruptcy Law offices we understand how finances can be stressful. You may feel like you are the only one struggling to keep up with your bills, but you are not alone. Millions of Americans fall behind on their bills each year. Furthermore, hundreds of Kokomo, Indiana residents also file for bankruptcy each year. Here is a graph that illustrates the number of bankruptcy filings in Howard County for the last five years.
If you are considering bankruptcy, know that you are not alone – and that there is help available. The experienced Kokomo-area bankruptcy attorneys at Bymaster Bankruptcy Law Offices can help you get back on your feet and take control of your finances. Let us help you explore your options and find the best course of action for your unique situation.
What Is Bankruptcy? – Kokomo Bankruptcy Attorney
Bankruptcy is a legal process that provides debt relief for individuals, families, and businesses facing financial difficulties. When you file for bankruptcy, an automatic stay goes into effect. This means that creditors must stop all collection activities, including phone calls, wage garnishments, and foreclosures.
There are several different types of bankruptcy, but the two most common are Chapter 7 and Chapter 13. Chapter 7 bankruptcy simply eliminates all your debts. Chapter 13 bankruptcy reorganizes your debt so that you can make manageable monthly payments over a three- to five-year period.
Kokomo Bankruptcy Attorney Rates
We never strive to be a “cheap” Kokomo bankruptcy office. Instead, we want to be the most affordable Kokomo bankruptcy option that still offers the highest quality of experience. We also try to make the process as easy and as stress-free as possible. Our discount Kokomo bankruptcy rates all have payment plans. Kokomo bankruptcy costs as follows with our office:
Kokomo Chapter 7 Bankruptcy Cost:
$870-$1170 on most cases (plus the court cost)
(Easy payment plans on all cases, you must pay one-half before the case is filed).
Kokomo Chapter 13 Bankruptcy Cost:
$0 down on most cases
(You must pay the $313 court cost to file)
(Some mortgage cases or other case types may require some down
In-Person Representation and Kokomo Virtual Bankruptcy Office
Bymaster Bankruptcy Law Offices offers two bankruptcy representation options for Kokomo residents. We offer the traditional in-person option. This option consists of meeting with our bankruptcy attorneys and paralegals in our office just a few times. These meetings allow us to prepare your bankruptcy petition to file with the court and to prepare you for the bankruptcy hearing. The other option is to meet with our bankruptcy attorneys and paralegals in our virtual Kokomo bankruptcy office. If you choose this option, you would attend the same few meetings using your computer or smartphone. We strive to offer the same quality bankruptcy representation with either option that you choose. Many of our clients now choose our virtual Kokomo bankruptcy office.
Should I File for Bankruptcy?
If you are struggling to keep up with your bills, you may be wondering if bankruptcy is right for you. The answer depends on many factors, including your income, assets, debts, and expenses. An experienced Kokomo bankruptcy attorney can help you explore all of your options. You can then find the best course of action for your unique situation.
Filing for bankruptcy is a big decision – but it is not one that you have to make alone. The experienced Kokomo bankruptcy attorneys at Bymaster Bankruptcy Law Offices can help you explore all of your options and find the best course of action for your unique situation.