• June 4, 2015

    Unsecured Mortgages

    CAN COMPLETELY UNSECURED OR “UNDERWATER” MORTGAGES BE ELIMINATED THROUGH FILING FOR BANKRUPTCY? The premise can be explained somewhat simply: a second mortgage is completely underwater.  The mortgage is no longer attached to ANY equity in your house because the first mortgage eats up all the value of the house.  This kind of thing is pretty […]

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  • June 1, 2015

    God’s View on Finances

    IS GOD’S VIEW OF FINANCES  MUCH DIFFERENT THAN OURS? What is God’s view on finances?  None of us are perfect.  We live in a very imperfect world.  Each of us has different financial difficulties we face.  We all have learned faulty and imperfect perceptions and habits about money.  Let’s take a quick view at some […]

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  • May 27, 2015

    BANKRUPTCY JUDGES & FEDERAL POWER

    BANKRUPTCY JUDGES: THE “FEDERAL” JUDGES WHO ARE NOT “FEDERAL” JUDGES. BANKRUPTCY JUDGES & FEDERAL POWER:  The domain of bankruptcy was allotted to the federal government by the constitution itself where it says, “The Congress shall have Power To…establish…uniform Laws on the subject of Bankruptcies throughout the United States…. .”   This clause eventually led to the […]

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  • May 12, 2015

    Timeshares and Bankruptcy

    Timeshares can frequently be handled according to your preference in bankruptcy: you can either KEEP them or even better for many people  . . . YOU CAN GET RID OF THEM.    A discussion of timeshares and bankruptcy should probably be broken down into three topics: 1) How to retain timeshares in bankruptcy, 2) How to […]

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  • May 7, 2015

    Indianapolis Bankruptcy Attorney Reviews

    Indianapolis Bankruptcy Attorney Reviews: Are Bankruptcy Attorney Ratings Available for Indiana?  Are They reliable? When looking for bankruptcy help, some of our clients have shown interest in Indianapolis bankruptcy attorney reviews.   They ask if Indianapolis bankruptcy attorney ratings are available online or in any other format to help them in their selection process.   Although there […]

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  • April 24, 2015

    Medical Bankruptcy in Indianapolis

    Bankruptcy Attorneys frequently are confronted with requests for a Medical Bankruptcy in Indianapolis.   A “Medical Bankruptcy” is a term that many perspective bankruptcy clients use in order to describe a bankruptcy that only (or mostly) addresses large, burdensome medical debts.   When you file a “medical bankruptcy,”  you are filing n regular, Chapter 7 bankruptcy but […]

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  • April 20, 2015

    AVOIDING BANKRUPTCY IN INDIANA

    Avoiding bankruptcy in Indiana can be accomplished many times through financial education and responsible, conservative living.   However, no level of planning can be a “bullet-proof,”  100% guarantee that the necessity for bankruptcy will never arise in life.  Therefore, this article will address two parts that we encourage everyone in Indiana to think about in their […]

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  • April 9, 2015

    The Dangers of “Cheap” Bankruptcy – Indianapolis

      What to Know about “Cheap” Bankruptcy in Indianapolis Let’s discuss the dangers of “cheap” bankruptcy – Indianapolis.  You may have heard of impossibly good “deals” to file for bankruptcy.  These deals truly are “impossible” because you are usually not getting very much – at least for how much you pay.  You are only paying […]

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  • March 30, 2015

    The difference between secured and unsecured debt?

    We have a lot of Indianapolis Bankruptcy clients come in for a free consultation and wonder what is the difference between secured and unsecured debt.  The difference between the types of debt can be confusing.  Many times I explain that there are two types of debt:  secured debt and unsecured debt. First, let’s discuss secured […]

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  • March 24, 2015

    Time-tested Brands and Chapter 11: The New Norm?

    Let’s discuss time-tested brands and Chapter 11: The New Norm?  Why are so many time-tested, brand-name businesses filing for Chapter 11?   Attention is focused on the Radio Shack Chapter 11 case pending with 9,000 jobs on the line.   Is Chapter 11 the best mechanism for saving a failing business? The answer is usually “yes.”  Through […]

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